Don't Settle For Less Than You're Entitled To
Our network of trusted professionals become your team of builders. From contractors, mitigation companies, business interruption specialists and attorneys, we’ve built these relationships to make sure that when you need expert guidance, you have access to the best.
FIRE DAMAGE
Fire damages are complex because they involve multiple layers of loss—structural, smoke, personal property, additional living expenses, and lost income. We make sure nothing is overlooked or undervalued.
WATER DAMAGE
Water damage can appear minimal on the surface but under the floor or behind walls might be brewing a larger problem. We look for the possibility of unseen damages.
TREE DAMAGE
Every tree damage claim is unique. We inspect & assess the damages with you, ensuring that every aspect of the loss is accurately addressed.
STORM DAMAGE
Whether from lightning, hail or wind it’s no fun when a storm takes a piece of your property. Our objective is to restore your peace.
BUSINESS INCOME LOSS
Experiencing a sudden halt to your business can be incredibly stressful. We take these matters seriously & act vigorously to secure compensation for income losses while facilitating the restoration of your business.
THEFT & VANDALISM
Theft & vandalism are an unfortunate reality. We thoroughly investigate what matters & take formidable action on your behalf as the insured to ensure proper compensation.
What to Expect When Working with Bright Adjustments
1. Initial Consultation
We’ll begin with a brief 15-minute phone call to discuss your damages. Please have your insurance policy and any damage photos ready for review to ensure a smooth inspection process.
2. Agreement on Representation
We will establish the terms of representation, typically between 10-20% of the claim payout, based on the complexity of your case. This fee structure ensures we maximize your recovery.
3. Inspection & Claim Process
Our team is dedicated to guiding you through every step of the claims process, ensuring you understand your rights and options.
4. Client Satisfaction & Referrals
Clients who work with us secure significantly higher approval amounts for their claims compared to handling it alone.
CLAIMS PROCESS
Keeping our clients informed about the developments of their claims brings a sense of security throughout the entire process. With the insured's interests always at the forefront of our decision-making, we instill confidence in everyone involved, knowing that as their chosen advocates, we have a firm grip on the wheel and our foot on the pedal at all times.
Do you take on denied claims?
Yes. We review every claim and discuss its merits with the insured to determine the best path to an optimal outcome.
Do you re-open closed claims?
Yes. Depending on the insured's policy, we advocate for the fullest extent of what you are entitled to.
Should I hire a public adjuster or an attorney to handle my insurance claim?
Both roles are crucial in the claims process. When we do our job correctly, the claim is often settled without the need for an attorney to be directly involved. Our experience working with insurance companies is grounded in the understanding that this is fundamentally a business of human beings and vital in getting claims paid. However, we collaborate with specific attorneys to resolve problematic claims. For instance, if an insurance company acts in bad faith and fails to provide reasonable compensation or the communication required by Georgia law.
Are there out of pocket fees that I as the insured will have to pay throughout the claims process?
For our services as your public adjuster, our fee is contingent upon claim recovery. If there's no recovery, there's no fee. Other services such as those provided by plumbers, engineers, or specialists are the responsibility of the insured.
How long does the claims process take to get paid from start to finish?
Since every claim is unique, durations vary. At Bright Adjustments our primary consideration is the interests of the insured. Therefore, our focus and strategy is based on the needs and direction of the insured.
Can I file the claim myself to save money?
You can. That being said, insurance policies are lengthy and complex. My expertise as a public adjuster is not just to interpret the policy and negotiate the full payout for your claim, but also to explain the breakdown and strategy to you in a way that you get it. You’ll understand the process so it’s no longer a mystery.
Will my insurance carrier cancel my insurance if I submit a claim?
According to Georgia law, insurance companies must adhere to specific regulations when canceling insurance policies. Reasons an insurance company can cancel a policy are specifically if an insured fails to pay required premiums, misrepresents facts or commits fraud, or has more than two no-fault claims within a 36-month period.
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YOUR BRIGHT STORY IS NEXT
RONNIE C.
Home Owner / Sandy Springs, GA
"After discovering significant water damage in our basement and kitchen, I was overwhelmed by the prospect of dealing with our insurance company especially after being outright denied. I reached out to Bright Adjustments, and Moysh was incredible from the start. He meticulously assessed the damage, ensuring nothing was overlooked and handled all the complexities of our claim with true professionalism. Thanks to Moysh and his team at Bright Adjustments, we received a settlement that far exceeded our rough start, allowing us to restore our home. I can't recommend them highly enough for their diligence and expertise."
YOSEF C.
Home Owner / Buckhead, GA
“I was fortunate to connect with Moysh and Bright Adjustments while dealing with a challenging situation regarding roof damage to our home. We felt that our insurance company was dragging their feet without paying for the damages. As soon as we hired Bright Adjustments as our public adjusters, the entire process accelerated dramatically. Not only did we receive more communication from our insurance carrier, but we also finally understood what was happening in our claims process and where we were being shortchanged. My sincere thanks to the Bright Adjustments team for significantly changing the outcome and ensuring our home is being restored to great condition. We are now working with them on another claim for extensive water damage in a separate rental home, and we are confident in their ability to deliver.”
165 Zeblin Road, Suite #101
Atlanta, GA 30342
(470) 489-7257
Moshe (Moysh) Ciment
Georgia Public Adjuster License #3639812
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www.BrightAdjustments.com